Visions Financing


We’ve teamed up with Flexiti to help you instantly finance* your purchase!


Convenient, Flexible & Stress-Free Financing 

Flexiti is a convenient, flexible financing solution designed to turn your online or in-store purchases into easy monthly payments. Getting started is quick and easy. Get approved in minutes* and benefit from 0% interest financing* plans. Apply anytime in-store or online using your own device and enjoy stress-free shopping!

Apply Now

How It Works

1. Apply

Complete Flexiti’s simple application in-store or online and get approved for financing in minutes*.

2. Choose Payment

Shop Online or In-Store and choose Flexiti Financing as your payment method at checkout.

3. Choose Your Plan

Shop online with 0% interest financing* and pay for your purchase in 12 equal monthly payments* (minimum order $400). Or vist us In-Store for more options!

4. Keep on shopping

Enjoy your stress-free purchase with no need to reapply for financing on future purchases in-store and online.


Plans That Work For You

By offering installment payment options, Flexiti allows you to buy now and pay over time, making high-ticket items more accessible without immediate upfront costs. Whether you're purchasing new electronics, appliances, or other essentials, Flexiti financing gives you the freedom to make payments that suit your budget.

Online Financing Plans

Enjoy 12 equal monthly payments* with 0% interest financing* (minimum order $400). Spread your purchase cost over a full year with fixed monthly payments and no interest financing*, making it easier to budget and bring home what you need today.

Start Your Application

In-Store Financing Plans

We offer a variety of flexible financing plans that will suit your needs. With options ranging from 3 months up to 48 months. Choose between 0% interest financing*, no-payment plans* or 0% interest financing*, equal monthly payment* options, allowing you to make purchases now and pay over time in the way that works best for you.


FAQ's

Still have questions? Click here to see Flexiti's FAQ's.

What is Flexiti?
  • Flexiti is a financing solution that offers flexible payment plans, allowing you to buy now and pay over time with options that fit your budget.
Is Flexiti a Canadian company?
  • Yes! Flexiti was founded in Toronto, ON in 2013. As Flexiti scaled, the company was acquired by Questrade in 2023, which is Canadian owned, and headquartered in North York, ON.
What is a FlexitiCard?
  • FlexitiCard gives you access to flexible, no interest* financing plans at over 8,000 retail locations in the Flexiti Network, without needing to re-apply each time!
How do I manage my account?
  • Get easy access to your account details by registering your Flexiti account online through flexiti.com/register. Then you can login to your account at my.flexiti.com anytime to view your statements, balance, purchase history, annual interest rate, and information about your promotional plans.
What financing plans are available to me?
  • Finance your Online purchase with 12 easy payments & 0% interest (minimum order $400). In-store, we offer flexible financing options ranging from 3 to 48 months, with choices between no-interest, no-payment plans and no-interest, equal-payment plans.
How do I make payments?
  • Search for Flexiti Financial in your online or telephone banking bill payment system. Enter your 16-digit FlexitiCard number as the account number. Please note that payments must be received by your Payment Due Date or Promo Expiry date for deferred payment plans. It may take up to five (5) business days for Flexiti to receive your payment from your bank, at which point the payment would be viewable on your account at my.flexiti.com. Please consider this when making your payments. If online payments are not possible, you can visit your bank branch in person and request a payment to be made to Flexiti Financial. You will need to provide your 16-digit card FlexitiCard or Wave Card number, so that the payment can be routed and applied directly to your Flexiti account.

Terms & Conditions

*O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase may apply and varies depending on the merchant. No interest will accrue during the promo period for no interest equal monthly payment plans. The purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums, fees and taxes, if applicable. For interest-bearing equal monthly payment plans, the annual promotional interest rate for the promo term will be disclosed before the completion of the transaction. The purchase amount is to be paid in equal monthly payments of principal and interest, plus payment protection insurance premiums, fees and taxes, if applicable. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. For all plans, if any payment is missed, all promo offers on the account may be cancelled, and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval and varies based on the cardholder’s creditworthiness at the time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), 36.99% and 39.99%. Depending on the merchant, an admin fee may apply and will be financed with purchase (not applicable for Quebec residents); it varies based on purchase amount and promo term length and is payable in full if the promo is paid off early. An annual fee of $39.99 applies to residents of Quebec, and $24.99 may apply to residents of other provinces. Any balance at the end of the promo term bears interest at the Account AIR. No payments deferred plans are not available for Quebec residents. However, other deferred interest promos are available. Eligibility for promotions varies with cardholder creditworthiness. Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit, and a valid email address is required. Applications may be subject to a secondary, manual review. BC License #83660. Flexiti Financial provides financing. Flexiti, FlexitiCard, and the flexible way to pay are trademarks of Flexiti Financial Inc.